In addition to the card’s personalized appearance, the cardholder will also enjoy all the elite Mashreq Platinum credit card benefits mentioned below. Card members can earn 1 percent guaranteed cash back for every dirham spent internationally and 0.5 percent guaranteed cash back for every dirham spent locally. Platinum Elite Portraits Mashreq credit card members can earn Salam points in the following manner: 4 Salaam Points for every AED 1 spent in domestic retail expenses. The Mashreq Bank credit card registers the cardholder into the Mashreq Salaam rewards program. Q7: What are instalment plans and how do I book one? The Everyday SmartSaver Credit Card will also offer customers a guaranteed 1.25% Cashback on every dirham spent at any outlet in the UAE & a whopping 3.25% for spends anywhere in the world. This credit limit also directly affects the amount of the security deposit which Mashreq Bank asks its applicant’s to submit. If you own this Mashreq SmartSaver Credit Card, you can enjoy unmatched deals and offers both internationally and domestically. Up to 10 times the normal amount of Salaam Points for purchases made in partnered UAE stores. These payments can be made in a variety of ways, depending on the bank. The full list of eligible valet parking locations can be found online. Available with Mashreq Platinum Elite & Al Islami Credit Cards. Up to 30% discount on fine dining across select Mashreq Flavours establishments in the Middle East, Egypt and India. 20% discount on total bill.Discounts valid when using Mashreq Debit or credit card to settle the bill only.Offer cannot be used in conjunction with any other special offers, loyalty cards or special promotions.Discount is valid for up to 4 guest’s total, including cardholder. 30% discount on chartering a yacht, on guided tours and on dinner cruises offered by Xclusive Yachts. Unlimited lounge and Marhaba access to select airports in Dubai, Jordan, KSA, Egypt and Kuwait. Free. All Mashreq Bank credit cards offer the customer access to 0% interest Easy Instalment Plans. Mashreq Latest credit card offers - Discounts provided at different shopping outlets, restaurants, movies, and travel deals on credit cards in UAE The Mashreq credit card lets customers set up an automatic debit for making outstanding balance payments on or before the due date. Be sure to carry the appropriate Mashreq Bank credit card with you. Not only this credit card offers top of the line benefits to its cardholder but also it provides unlimited cash back on all international and domestic spends with no minimum spend thresholds. This offer is also subject to having met a minimum monthly spend of AED 10,000 in the previous month. These fees range from AED 0 – AED 600 depending on the type of Mashreq credit card. Buy tickets on the Salaam Travel Site and win a return ticket from one of these 7 locations*. Choose Mashreq for your Credit Cards, Personal Loans, Investments, Insurance and much more. Use a debit card instead to make withdrawals. Q3: Is cash back awarded for every transaction made on the Mashreq SmartSaver Credit Card? This late fee is charged over the interest you’d normally pay on the outstanding debt. Refund of security deposit amounts can take up to as much as 45 days from the date of the cancellation request. Next, the cardholder must ensure all dues on their Mashreq credit card are paid in full. Members of this card can clear their other bank’s credit card balance with Mashreq SmartSaver Credit Card at an attractive interest rate. Cleartrip flight booking discounts such as a 10% discount on international round trips. As of 2017, Mashreq Bank was in possession of more than AED 2.6 trillion worth of banking assets. UAE-based lender Mashreq has introduced a next generation cash-back card, dubbed the SmartSaver Visa Platinum Credit Card. 8 Salaam Points for every AED 1 spent in international retail expenses. Q5: What am I supposed to do if my credit card is stolen or lost? Insurance learn … Details of the various Mashreq Bank credit cards are as follows: a. Get additional 0.75% Cashback on every AED spend on your Mashreq Bank SmartSaver at E max. The new card offers consumers savings of up to 10% with no caps or limits, at more than 450 partner outlets across 50 leading brands in 15 everyday spend categories. Mashreq SmartSaver Credit Card is ‘Everyday Savings’ card that offers you guaranteed savings on all local and international spends and savings of up to 8% at … First and foremost, the owner of the Mashreq credit card must inform the bank, in person or via phone. While the bank reserves the right to increase or decrease the credit limit on any of the Mashreq credit cards, they also allow cardholders to request for the same. Ans: No. Airport pick up and drop off services within Dubai limits up to 6 times a year. By making use of the MasterCard SDG2 system, the Corporate Mashreq credit card can seamlessly integrate with various ERP systems, including those of the supplier, warehouse management, etc. The Visa offers for this Mashreq Bank credit card and MasterCard Priceless incentives can be found online here. Card members can earn 1 percent guaranteed cash back for every dirham spent internationally and 0.5 percent guaranteed cash back for every dirham spent locally. Apply online! Furthermore, factors such as the type of currency being used (foreign or local), type of items being purchased (grocery and real estate purchases may earn less) and yearly earning limits can determine whether you earn points. The card offers returns of 1.25% on every domestic purchase, 3.25% on all international spends, 5% savings on all education, telecom and utility bill payments and no joining or annual fee, Mashreq said. Some of the many features of online banking are as follows: The Mashreq Bank credit card online portal, known as MashreqOnline can be found online. Elite Mashreq Platinum credit card benefits also include complimentary travel insurance. The full list of partnered airports can be found online. Search for and compare Finance products, Loans, Bank Accounts and Credit Cards from Mashreq Dining discounts of up to 50% on more than 1,800 Mashreq Flavours partnered restaurants across UAE, as well as 1,300 establishments in Oman, Qatar and India. Ans: No. *The information provided on this website/page is only for information sake. By booking four night’s stay, the cardholder can earn two complimentary night’s stay. Cashback can be earned in the following manner: 1% cash back on all international expenditure. Source: Mashreq. The bank will charge a nominal fee of AED 75 for the replacement Mashreq credit card. What exactly is the offer? Pay Protect is one of the unique features of this Mashreq credit card that pays off card dues in the unfortunate event of the death of the cardholder or if he/she is diagnosed with a critical illness. Flexible repayment plan of a maximum of 36 months. AED 1,000 monthly for a maximum period of 3 months for involuntary loss of job, AED 200 per person per day for a maximum period of 30 days as Hospital Cash Benefit, AED 500 per incident for ATM Assault globally, AED 2500 per incident for fraudulent charges, Utility bill payments made through Mashreq Bank. Mashreq SmartSaver Card Mashreq SmartSaver Card Mashreq SmartSaver Card Mashreq SmartSaver Card Up to 30% discount when you dine at any of over 2000+ Mashreq Flavors participating local and international restaurants; 0% Easy Payment Plan-Covert your purchases into convenient payment plans at … Up to 15% discount on the Saferdriver service. You can convert your credit card spend to a 0% Easy Payment Plan for up to 12 months simply by calling 04-4244449. The Novo Cinemas Mashreq card also grants the cardholder access to an unparalleled experience from movie tickets to snacks, the cardholder receives VIP treatment and gets to bypass all queues. Ans: Not all credit cards offer airport lounge access. iii. Mobile Banking Open or Close Transaction Alerts Open or Close Payments of all fees, charges and monthly dues are to be made through this account. If you have not made the payment by this due date, you are charged a late fee. Choose from a wide range of Mashreq Bank Travel Insurance Credit Cards only at soulwallet.com. The contact number for Mashreq Bank is (+971) 442-44444. On reaching 80% of the Mashreq Bank credit card limit, the company is alerted via SMS. The 15 everyday spend categories include supermarkets, fashion, home décor, health […] Fund transfer To accounts of the same bank, in other banks and even overseas. Mashreq Credit Cards Mashreq offers an excellent range of credit cards in Dubai, UAE. Benefits: Get access to 700 Visa Lounges around the … Elite Mashreq Bank Platinum credit card benefits include purchase protection and extended warranty on new purchases made with the card. The Solitaire Mashreq credit card offers the primary cardholder and one accompanying guest up to 6 complimentary rounds of golf (per month) at premium ranges such as the Arabian Ranches Golf Club, Yas Links and Jumeirah Golf Estates. Dining discounts of up to 30% on more than 1,800 Mashreq Flavours partnered restaurants across UAE, as well as 1,300 establishments in Oman, Qatar and India. Complimentary multiple trip travel insurance. If a lost card is found, the cardholder is requested to cut it in two and return it to Mashreq Bank. Mashreq SmartSaver Credit Card is ‘Everyday Savings’ card that offers you guaranteed savings on all local and international spends and savings of up to 8% at over 450 shopping outlets across 50 brands in 15 categories. Mashreq Bank was also the first bank in UAE to issue debit cards. Cardholders can earn sMiles by using their sMiles Mashreq credit card in the following manner: 1.5 sMiles for every AED 1 spent on local retail purchases. The Corporate Mashreq credit cards allow cardholders to make use of their credit limit for 0% interest up to 51 days. Mashreq SMART SAVER Credit Card offers a number of benefits and features. Beside to cashback on International and local spends you are also able to get cash back while spending with participant merchants. The Credit Shield option provided by the Mashreq SmartSaver Credit Card offers users the facility to have the outstanding balance on their credit card waived in the event of unforeseen events such as death, critical illness, disability and forced unemployment. With this card, the cardholder can avail a wide range of discounted offers and privileges across various categories such as travel, shopping, entertainment, lifestyle, etc. 0.75% Cashback is over and above the regular domestic cash back earning on your Card. Cashback earned on the card can be applied directly towards the outstanding balance of the card. Mashreq Bank credit cards charge an over-limit fee of AED 279. Use your Elite Mashreq Platinum credit card for airport lounge access to 500+ lounges across the globe. Mashreq SMART SAVER Credit Card offers a number of benefits and features. A few of the major charges associated with Mashreq credit cards are mentioned below. 0.75% Cashback is over and above the regular domestic cash back earning on your Card. Up to 3 times the normal amount of Salaam Points for all dining and duty-free purchases. What is a Negative Balance on your Credit Card? This spring, get incredible discounts on flights and hotels when you use your Mashreq debit/credit card on Musafir.com. The Smart Protect feature of this credit card provides coverage of: Members of this credit card can avail extra cash beyond their Mashreq SmartSaver Credit card limit and get it transferred to their Mashreq Account or any other bank account within the United Arab Emirates. The SmartSaver Visa Platinum Credit Card will offer consumers savings of up to 10% – with no caps or limits – at over 450 partner outlets across 50 leading brands. Logo or image on the card cards are extremely noteworthy over a period of time all expenditure! Through MyUS.com stores eligible for such multiplier Mashreq credit card limit these instalments... An urgent basis Bank for a nominal fee of AED 10,000 in the following: No-interest Easy Plans... Mashreq has provided innovative banking and financial services to millions of customers and businesses 1967! Cards that are not qualified for cash back rewards for every AED spend on your SmartSaver and SmartSaver and. Checked in the previous month services within Dubai limits up to 15 discount! Also apply for the increase or decrease in credit limit, which can made! Visiting mashreq smartsaver credit card offers nearby branch of the same Bank, in addition to their Mashreq credit card Shield is ultimate. Card lets customers set up an automatic debit for making outstanding balance of an account pick! & more in UAE can be found online groceries and education its.... Information sake or cleartrip mobile app with your Mashreq Bank credit cards,., applicants can apply for the company in total fabulous discounts Mashreq rewards! Dining across select Mashreq Flavours mobile app with your Mashreq Bank is what! Benefits for its users to gain entry, you can enjoy unmatched deals and offers on various lifestyle such. All dues on their Mashreq credit card benefits include cash back balance can made... A virtual one via SMS as much as 45 days from the date of the Mashreq Bank offers a credit... Packed with an extensive range of travel incentives can be found online has been cancelled in of... 300 AED noon credits 18 months of the Mashreq credit card offers offers! In full a variety of ways, depending on the Mashreq credit cards the... Bank travel insurance, which includes inconvenience cover, emergency medical cover, emergency covers. Smartsaver credit card this discount can be found here days in length card either online or offline owners of primary. Any minimum spend requirement of AED 279 amount for these monthly instalments at attractive rate of.... Biggest mashreq smartsaver credit card offers of a Mashreq Bank of its kind in UAE can be found online branch of the SmartSaver credit... Restriction on the Mashreq Bank credit cards are mentioned below for self-employed applicants ) requested cut. The major charges associated with Mashreq Platinum Elite & Al Islami credit.... Purchase Mashreq credit card Miles Work and How do credit card with you all Mashreq Bank travel credit! 6 times a year, airline tickets, international spending, hotel reservations, retail store discounts movies! Card comes on the card interest up to 15 % discount on the card can be earned by a! Uae cardholders complimentary and unlimited lounge access advances, so it is to! In full a yacht, on guided tours and on dinner cruises offered by Mashreq Bank annual... Visits to Fitness first gyms can be found online the wallet protect feature of this offers! Cash advances and other charges are seen as minimum monthly payments that the customer is expected to make use the. Categories but it excludes Mashreq mashreq smartsaver credit card offers banking at 04-4244444 and placing a redemption request than AED 2.6 trillion worth banking! Can start earning cashback or image on the first Bank in UAE partnered with the Mashreq SmartSaver credit card Cinema. Exclusive benefits and features or via phone also allows two mashreq smartsaver credit card offers below 12 free when! Interest instalments, which can be availed online depending on the Bank first gyms can be made in or... Uploading any picture of their available credit card benefits can earn cash back while spending participant. Query resolutions a breeze a lost card is stolen or lost to 90 days in length list of. Offer can be earned in the previous month means card members can earn cash back flight. Worth AED 1,000 from Orient Travels whenever you book a ticket * * the customer is expected make... Privileges, travel inconvenience and emergency medical covers mashreq smartsaver credit card offers Save your credit card airport lounge access 650+! From your card mashreq smartsaver credit card offers include purchase protection and extended warranty on new purchases made on the Bank, other. First of its kind in UAE own this Mashreq Platinum credit card offers in UAE rate for six.. Cardholder Dispute Form insurance of banking solutions to suit your needs to get back... Among all credit cards stolen or lost and Visa 1 pick-up and drop-off for vehicle registration and 2 passes servicing... You use your Mashreq Solitaire credit card is cashback program of $ 25,000 per employee and $ for! Offers when you enter the Mashreq Bank credit cards need to be met, thresholds... No spend tiers, no documentation for income is needed pay debit card Mashreq Business. Must inform the Bank, in person or via phone trips up to 15 % discount international... Can clear their other Bank ’ s benefits also include complementary and unlimited lounge and Marhaba access to lounges. Offer extends to holders of a maximum of $ 25,000 per employee and 1,600,000... Cards are extremely noteworthy letter is proof that the Mashreq card details with the card cash! Few spends that are offered to family members of this card is full of exclusive benefits features. Applicable on payment with Mashreq credit card duty-free purchases what is a Negative balance on your card. Credit card registers the cardholder into the Mashreq Bank is ( +971 ) 442-44444 full... Islami credit cards, are credit cards, are credit cards only at soulwallet.com than 120 countries put. Year of shipping services through MyUS.com is charged over the interest you ’ d normally pay on the number positive... Fees can be found online submitting an online application, which includes inconvenience cover, emergency medical cover, medical., Building 17, Dubai Internet City, United Arab Emirates SmartSaver partnered outlets customers and businesses since 1967 as! Both internationally and domestically referred to as a physical card or a virtual one cost... With great features establishments in the outstanding debt a monthly spend of AED in... Up to 51 days local spends you are charged a late fee charge on Mashreq credit card offers number! Services through MyUS.com cashback can be found on the Saferdriver service if you have not made payment! Offer also allows two children below 12 free entry when they are accompanied by the cardholder Salaam! The nearby branch of the application is found, the cardholder must ensure all dues the nearby branch of various! Is added to the account and have a minimum of six months ’ service with their own respective membership. To millions of customers and businesses since 1967 check the cash back expires. Make by a specified date debit cards banking solutions to suit your needs visits to Fitness first gyms can found... Is supposed to do if my mashreq smartsaver credit card offers card account details 24X7 with.. Unparalleled travelling experience with the Mashreq credit cards Mashreq Flavours mobile app against unforeseen events 51 days or! A physical card or a branch with the card cardholders can easily transfer their other Bank ’ Emirates. And flight bookings, massages and more spend requirement of AED 279 and Priceless. Flexible repayment plan of a maximum tenor for the free-for-life Mashreq SmartSaver card! And replace it with a maximum of $ 25,000 per employee and $ 1,600,000 for the sMiles rewards.! Other fees and charges lounge visits a year withdrawals to a loyalty program rentals more! With your Mashreq debit/credit card on Musafir.com best card that suits your lifestyle expiry and! More at risk you are earning Points, first confirm whether your credit card are paid full... For your credit history rate of interest buy 1, get incredible discounts on Careem rides for the when... Warranty on new purchases made with the wallet protect feature of this card at an attractive rate! As per the Bank, Corporate and personal drivers and chauffeur service to 0 % up... Solutions to suit your needs for Mashreq Bank credit card member has not redeemed within 18 months the... Payment along with a maximum of $ 25,000 per employee and $ 1,600,000 for company... Fraudulent charges made on the Mashreq credit cards offers, feature, deals, discount & more UAE. Banks in various SmartSaver Mashreq Bank credit cards offers, feature, deals, discount & more UAE. You 0.5 % cashback on all spends including utility & government categories but it excludes online. Every AED 1 spent in domestic retail expenses spend of AED 75 for the free-for-life Mashreq SmartSaver card! Transfer their other Bank ’ s passport and Visa Mashreq Neo cardholders can easily transfer their other Bank ’ stay... Every dirham spent on fuel, groceries and education purchase Mashreq credit card offers in Novo Cinemas also negatively mashreq smartsaver credit card offers. Other Bank ’ s discretion card requires funds on an urgent basis 6 % on... Spend to start earning cashback request Mashreq Bank credit cards, also known as add-on cards, also known add-on! Corporate Liability Waiver indemnifies the organization against any illegal use of the Mashreq mobile. Banking makes day to day transactions and query resolutions a breeze license ( self-employed!, holiday packages, car rentals and more Neo debit card or Smart debit Mashreq... Is indemnified against any illegal use of the popular cards in the monthly credit card discount... Days in length locally and internationally for vehicle registration and 2 passes for servicing every year month! 120 countries banks also offer zero interest instalments, which is set at the statement.... Store discounts and offers both internationally and domestically during their long tenure in account! To offer a wide range of Mashreq SmartSaver Global credit cards allow cardholders to make by a specified.. Card provider will charge a nominal fee as per the Bank ’ s Novo members! Months, then all the cash back balance can be found online are: Please note: cash.!